Panfu.com

Panfu is a safe virtual world for kids. When you start you get your own panda bear and your own tree house. On Panfu you can play games, chat, and shop if you’re a golden panda. Also if you are a golden panda you can buy a Wooby (your own pet).
(But you have to pay to be a gold panda!)
I think this website is great, especially when you chat with your friends by the pool. If you join you will love it, it’s great fun.